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Gainbridge FastBreak

Guaranteed Annuity

423 people have explored a Gainbridge account this week
4.2
(20 reviews)
Highest Guaranteed Rate
Account Images
Gainbridge FastBreak - Image 1
Account Overview

5.70% APY

Annual Percentage Yield

Minimum Deposit$1,000
Monthly FeeNo Fee
FDIC Insured
No
About This Account

We like this offer because it allows you to lock in a great, guaranteed rate with higher yield than the average CD over a longer set term. It functions just like a CD, except the money is backed by the issuing insurance company.

Key Highlights

  • Highest guaranteed rate at 5.70%
  • Insurance company backed
  • Flexible access options
  • No hidden fees
Pros
  • Highest APY of 5.70%
  • Guaranteed returns
  • No fees or commissions
  • Partial withdrawal options
  • Insurance backing
Cons
  • Not FDIC insured
  • Annuity product (not traditional savings)
  • Longer term commitment
  • More complex than savings account
Features & Benefits
Higher return potential than average CD
No commissions or hidden fees
Access up to 10% annually without charges
Terms from 3-10 years available
Insurance company backed
Customer Reviews
4.2
(20 reviews)
"Thank you for noting how easy it was to use our Gainbridge platform and that you found value in our rates!"
Hudson W
Gainbridge FastBreak logo
Trustpilot
2025
"The steps for setting up the annuity were simple, the Gainbridge team keep me informed through the entire process. It was nice to know I had that option."
Anonymous
Gainbridge FastBreak logo
Trustpilot
2025
"I had never bought an annuity online before and was pleasantly surprised by how simple it was to sign up for a Fastbreak annuity with Gainbridge."
Anonymous
Gainbridge FastBreak logo
Trustpilot
2025

5.70% APY

Current Rate

423

people explored this account this week

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Rates subject to change. Terms and conditions apply.

Quick Facts
Account TypeGuaranteed Annuity
Min. Opening Deposit$1,000
Monthly Maintenance FeeNone
FDIC InsuredNo
Customer Rating4.2/5