CIT Bank Platinum Savings
Savings Account
634 people have explored a CIT account this week
4.1
Highest APY
Account Images
Account Overview
4.00% APY
Annual Percentage Yield
Minimum Deposit$5,000
Monthly FeeNo Fee
FDIC Insured
Yes
About This Account
Save more and earn more with an interest rate 10X the national average. CIT Bank offers competitive rates with their tiered savings structure.
Key Highlights
- Highest APY at 4.00%
- Established online bank
- Tiered rate structure
- Strong mobile app
Pros
- Highest APY of 4.00%
- No monthly fees
- Good mobile app
- Reliable online bank
- Competitive rates
Cons
- Higher minimum deposit ($5,000)
- Limited customer service hours
- Fewer features than competitors
Features & Benefits
Earn 9X the national average
No monthly service fees
Digital convenience mobile app
Tiered interest rates
Secure online banking
Customer Reviews(11 reviews)
4.1
"Very competitive rates (savings and CDs), good customer service, and a user-friendly portal."
Motley Fool
2025"I've been using this account for the past two years. It's a very simple application process, an easy process to link an outside bank account."
Motley Fool
2025"At first it seemed like it was going to be very difficult to work with CIT after my father's death. But once I was assigned an estate coordinator all my questions were answered and everything began moving quickly and thoughtfully."
Trustpilot
20254.00% APY
Current Rate
634
people explored this account this week
Rates subject to change. Terms and conditions apply.
Quick Facts
Account TypeSavings Account
Min. Opening Deposit$5,000
Monthly Maintenance FeeNone
FDIC InsuredYes
Customer Rating4.1/5