Account Images
Account Overview
4.46% APY
Annual Percentage Yield
Minimum Deposit$0
Monthly FeeNo Fee
FDIC Insured
Yes
About This Account
Axos Bank offers competitive rates on both checking and savings accounts with no monthly fees and unlimited ATM fee reimbursements, making it an excellent choice for online banking.
Key Highlights
- Competitive 4.46% APY
- No fees or minimums
- 24/7 customer support
- Unlimited ATM reimbursements
Pros
- High APY rates
- No monthly fees
- No minimum balance
- 24/7 support
- ATM fee reimbursements
Cons
- Online-only bank
- No physical branches
- Limited product variety
Features & Benefits
Up to 4.46% APY on savings
No monthly maintenance fees
No minimum balance requirements
Unlimited ATM fee reimbursements
24/7 customer support
User-friendly mobile app
Customer Reviews(15 reviews)
4.0
"Axos bank had the best balance of savings AND checkings rates. YES CHECKINGS too! I am curious as to how they are able to do this, but my applaud is prompted."
Yelp
2025"I switched from Wells Fargo for personal banking and have had nothing short of a great experience. They waived the transfer limit so that I could transfer all my funds at once. Customer service has been friendly and helpful every time."
Yelp
2025"I would recommend Axos to anyone looking for personal banking options with high interest rates and great customer service."
Yelp
2025Quick Facts
Account TypeHigh-Yield Savings
Min. Opening Deposit$0
Monthly Maintenance FeeNone
FDIC InsuredYes
Customer Rating4/5