High Yield Savings
Charlotte, NC
FDIC-Insured Savings Accounts
Your deposits are protected up to $250,000 per depositor, per bank. Earn high yields with complete peace of mind and government-backed security.
FDIC Protection Coverage
$250,000
per depositor, per bank
Backed by the full faith and credit of the U.S. Government
FDIC Insurance Protection: All accounts listed below are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per bank. This means your money is protected even if the bank fails.
FDIC-Protected High Yield Accounts
4 Protected Accounts
FDIC Insured
Public High-Yield Cash Account
High-Yield Cash Account
4.10% APY
FDIC-Protected Rate
Security & Protection
FDIC insured up to $250,000
Government-backed protection
Bank-grade security encryption
Min Deposit:
$0
Monthly Fee:
No Fee
4.1
FDIC Insured
Barclays Tiered Savings
Savings Account
3.90% APY
FDIC-Protected Rate
Security & Protection
FDIC insured up to $250,000
Government-backed protection
Bank-grade security encryption
Min Deposit:
$0
Monthly Fee:
No Fee
4.4
FDIC Insured
Popular
SoFi Checking and Savings
Savings Account
3.80% APY
FDIC-Protected Rate
Security & Protection
FDIC insured up to $250,000
Government-backed protection
Bank-grade security encryption
Min Deposit:
$0
Monthly Fee:
No Fee
Welcome Bonus:
Up to $300
4.5
FDIC Insured
Discover Online Savings
Savings Account
3.50% APY
FDIC-Protected Rate
Security & Protection
FDIC insured up to $250,000
Government-backed protection
Bank-grade security encryption
Min Deposit:
$0
Monthly Fee:
No Fee
4.3
What is FDIC Insurance?
Government Protection
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects depositors against the loss of their insured deposits if an FDIC-insured bank fails.
Coverage Limits
FDIC insurance covers up to $250,000 per depositor, per FDIC-insured bank, per ownership category. This means your money is safe even if the bank experiences financial difficulties.
Why Choose FDIC-Insured Banks?
Peace of Mind
- Your deposits are protected by the U.S. government
- No risk of losing your principal investment
- Automatic coverage - no application required
- Protection has never failed since 1933
FDIC Coverage Examples
$50,000
Your Deposit
100% Protected
Full FDIC coverage
$250,000
Your Deposit
100% Protected
Maximum FDIC coverage
$500,000
Your Deposit
$250,000 Protected
Consider multiple banks
For deposits over $250,000, consider spreading funds across multiple FDIC-insured banks to maximize protection.